Unlocking Wealth Through Debt Recycling: A Strategic Approach for Australian Homeowners
At its core, debt recycling involves the strategic use of home equity to invest in income-generating assets. The process entails paying down your non-deductible home loan and then redrawing the same amount to invest in assets like shares or managed funds. This approach effectively converts a portion of your home loan into an investment loan, the interest on which is typically tax-deductible.
2024 Investment Performance Wrap Up
With the 2024 year coming to a close, we have taken a look at our investment performance for the year and are really happy with the results.
Super: A guide for Australians
Superannuation, or "super," is a key part of financial planning for Australians. It's designed to help individuals save money for their retirement. Despite its importance, many people don't fully understand how super works or how to make the most of it. This guide will explain what superannuation is, how employer contributions work, and the benefits of contributing extra early in your career.
What in the Multiverse? The Investible Universe and Core-Satellite Portfolio Strategy
When you start investing, it's essential to understand the concept of the investible universe. This term refers to all the possible investments available to you, like stocks, bonds, real estate, and other assets.
The FIRE Movement: Origins and the FICE concept.
The FIRE movement stands for "Financial Independence, Retire Early." It's a lifestyle movement that encourages people to save and invest a large portion of their income so they can retire much earlier than the traditional retirement age.